Archive for March, 2010
R Brown – Satisfied Customer
My wife and I would both like to thank you tremendously for how smoothly our loan was processed. You were extremely informative and updated us as soon as paperwork was needed. It went off without a hitch and was about as painless as we could have imagined. Thanks again!! R. Brown
How to Sell Your House Without a Realtor
Selling your house without a realtor is an evolving trend these days. Why? Well, mostly this has to do with the whopping 6% real estate fee most real estate agents charge for listing and selling your house. That’s right, I said 6%. Take that 6%, add it to the already substantial closing costs or seller concessions you may be paying, and you’ve essentially lost a large chunk of change that you could otherwise be putting into the bank. So why don’t more people sell their house on their own? Well, society and popular opinion will tell you that it’s a difficult, if not impossible process. For example, a simple internet search of “selling your house without a realtor” will pull up such alarming claims as: “Without a knowledgeable Realtor to guide you through the process, you'll have to hone your knowledge of the housing market in your area, lending practices, loan availability and requirements for a home sale. You'll need to brush up your negotiation and people skills and clear time in your schedule to be available to show your house…” After reading such claims, it’s easy to think that you should just go ahead, ...
Advantages and Disadvantages of Taking an Online Mortgage
This week we have our special guest blogger back to explain the advantages and disadvantages of securing a mortgage loan online. Let us know if you have any questions! A mortgage is a loan to finance the purchase of your house/property which acts as the security for the loan. It is possible to look for online mortgage loans and the process is simple where you just have to fill out a form with personal details, loan amount required, etc. Then, there is a legal contract where you have to sign and make a promise that you will pay the debt, with interests and other costs in installments over a set period of time. What to ask yourself before you take a mortgage A mortgage is a legally-binding financial commitment that could last for several years. So make sure you are ready and ask yourself: If your current financial position is comfortable to make the monthly mortgage payment. Whether you will be facing sudden financial difficulties like losing your job. Whether you know the risks if you you ...
Jeff M – Satisfied Customer
I wanted to send you guys a quick note regarding my recent home purchase. Thanks so much for all your help and professionalism throughout my home buying experience. Your entire group was friendly, courteous and extremely efficient to work with. I know the time frame was a bit challenging but you guys made it look easy. Thanks for everything and it was a pleasure doing business with you. - Jeff M
Chad and Deanne H – Satisfied Customers
I wanted to pass on to you how incredibly smooth our loan processing was for the purchase of our new home. We found ourselves in a situation not unlike many others where we had to act quick on the purchase of a new home while we were trying to sell ours. Without a large downpayment we would not have been able to afford the new home as the downpayment was ties up in the equity of our current home. Your team helped us explore several options and did a great job of shopping the market to find some very competitive rates. I was impressed to find that you can actually compete with my credit union at Amercian Airlines without a lot of hidden costs. I have not found another lender that was able to match or beat the rates here. You went to great lengths to help me understand all of the settlement charges and attended our closing as well. It was a great comfort to have your team there makeing sure the transaction was smooth. It gives me comfort to know that my quality of life is maintained andd we are indebted to individuals, not systems, that enabled us to complete ...
Jeremy R – Satisfied Customer
I really appreciate all of your help with my loan! I’m telling all my friends and family about the great work you do. I look forward to working with you again in the future!
Our Philosphy
Here at DFW Mortgage Guide we strive to work with our clients as individuals, finding the best options in regard to financing for their particular situation. After all, the loan option that works for you may not be the same as your neighbor, friends or family members. What makes a particular mortgage right for your situation? Most importantly, it is one you can afford to pay. This means we will scour the earth to find the lowest possible interest rate so you can keep your payment as low as possible. You don’t need to be able to just afford your payment now, but for the life of your loan. It is one that is delivered to you with expertise and exceptional attention to customer service. We want you to be educated on the process of obtaining a home loan so you desire to work with us in the future. It is one that costs you as little possible over the lifespan of your mortgage. Basically, if you want a fixed rate, you will get a fixed rate. Overall, we do not base our success on the awards and recognition given out to us by society or even our corporate ...
Mission Statement
Our mission is to deliver to each and every client an open and honest communication from beginning to close; securing the best possible mortgage rate; experiencing the smoothest process imaginable; all wrapped, smothered and covered with AMAZING customer service!
Vision
Our vision is what could be; should be; and thus will be for our company. We envision an organization that has a Built-To-Serve attitude and culture. We envision a non-traditional re-invention of the Mortgage and Real Estate industry whereby we can earn a relationship with our clients that lasts a lifetime. We envision a working environment where everyone on our team has the ability to become stakeholders to create the best possible customer service since they are owners as well as workers.
How To Apply For A Mortgage Loan
Thinking of buying a new home? Whether you're a first-time homebuyer or just looking to refinance, we can walk you through the process of finding a house and obtaining the right mortgage loan for your needs. If you are ready to apply or are interested in getting prequalified, just select the option below that is most convenient for you. Complete our Quick Loan Application Form. This process usually takes less than five minutes. A loan officer will contact you once we receive your application. Give us a call and we will take your loan application over the phone. 817-527-3164 or 817-658-0504 Send us an email describing your situation and what you are looking to do (purchase, refinance, etc). Have a Loan Officer contact you. As always, if you have any questions please don't hesitate to contact us and we will get back to you as soon as possible. DFWMORTGAGEGUIDE.COM is an equal opportunity lender.
