How To Apply For A Mortgage Loan

Thinking of buying a new home?  Whether you're a first-time homebuyer or just looking to refinance, we can walk you through the process of finding a house and obtaining the right mortgage loan for your needs. If you are ready to apply or are interested in getting prequalified, just select the option below that is most convenient for you. Complete our Quick Loan Application Form.   This process usually takes less than five minutes. A loan officer will contact you once we receive your application. Give us a call and we will take your loan application over the phone.  817-527-3164 or 817-658-0504 Send us an email describing your situation and what you are looking to do (purchase, refinance, etc). Have a Loan Officer contact you. As always, if you have any questions please don't hesitate to contact us and we will get back to you as soon as possible. DFWMORTGAGEGUIDE.COM is an equal opportunity lender.

Getting Pre-Qualified for a Mortgage

Getting yourself pre-qualified for a mortgage is a relatively simple process. It can be achieved as easily as contacting a loan officer and having them take down some general questions about your income, employment, and monthly expenses. Once the loan officer has this information from you they will run your credit and and make an estimate of approximately home much money you can afford to borrow at the current interest rates. After this is done you will get a "prequal letter" that will have this amount indicated on it.  Prequal letters are often given to realtors as a a form of good faith because they show that a borrower can in fact afford a house payment of a certain amount. This way a realtor will know what price range of houses to show a borrower, and they also know that the borrower is working with a loan officer, and thus serious about finding a home. Another benefit of getting pre-qualified is that it makes you much more desirable to someone who is selling their home. When there are multiple ...