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	<title>DFW Mortgage Guide &#187; pre-qualification</title>
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	<description>THE Mortgage Authority for Dallas Fort Worth</description>
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		<title>How To Apply For A Mortgage Loan</title>
		<link>http://www.dfwmortgageguide.com/featured/how-to-apply/</link>
		<comments>http://www.dfwmortgageguide.com/featured/how-to-apply/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 16:11:26 +0000</pubDate>
		<dc:creator>Mortgage Mike - Admin</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[apply]]></category>
		<category><![CDATA[dallas]]></category>
		<category><![CDATA[debt-to-income ratio]]></category>
		<category><![CDATA[dfw]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[fort worth]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[pre-approval]]></category>
		<category><![CDATA[pre-qualification]]></category>

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		<description><![CDATA[Thinking of buying a new home?  Whether you&#8217;re a first-time homebuyer or just looking to refinance, we can walk you through the process of finding a house and obtaining the right mortgage loan for your needs.
If you are ready to apply or are interested in getting prequalified, just select the option below that is most convenient for [...]]]></description>
			<content:encoded><![CDATA[<h3 style="text-align: justify;">Thinking of buying a new home?  Whether you&#8217;re a first-time homebuyer or just looking to refinance, we can walk you through the process of finding a house and obtaining the right mortgage loan for your needs.</h3>
<p style="text-align: justify;">If you are ready to apply or are interested in getting prequalified, just select the option below that is most convenient for you.</p>
<ul>
<li>Complete our <a href="http://www.dfwmortgageguide.com/quick-application-form/" target="_self">Quick Loan Application Form</a>.   This process usually  takes  less than five minutes. A loan officer will contact you once we  receive  your application.</li>
</ul>
<ul>
<li>Give us a call and we will take your loan application over the  phone.  817-527-3164 or 817-658-0504</li>
</ul>
<ul>
<li><a href="mailto:info@dfwmortgageguide.com">Send us an email</a> describing your situation and what you are looking to do (purchase,  refinance, etc).</li>
</ul>
<ul>
<li><a href="http://www.dfwmortgageguide.com/loan-officer-contact/" target="_self">Have a Loan Officer contact you</a>.</li>
</ul>
<p>As always, if you have any questions please don&#8217;t hesitate to <a href="http://www.dfwmortgageguide.com/contact-us/" target="_blank">contact  us</a> and we will get back to you as soon as possible.</p>
<p style="text-align: center;">DFWMORTGAGEGUIDE.COM  is an equal opportunity lender.</p>
<p style="text-align: center;"><a href="http://www.dfwmortgageguide.com/wp-content/uploads/2010/03/Equal-Opportunity-Lender-Logo1.jpg"><img title="Equal  Opportunity Lender Logo" src="http://www.dfwmortgageguide.com/wp-content/uploads/2010/03/Equal-Opportunity-Lender-Logo1-150x150.jpg" alt="" width="120" height="120" /></a></p>
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		<title>Getting Pre-Qualified for a Mortgage</title>
		<link>http://www.dfwmortgageguide.com/all-catagories/getting-pre-qualified-for-a-mortgage/</link>
		<comments>http://www.dfwmortgageguide.com/all-catagories/getting-pre-qualified-for-a-mortgage/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 15:43:06 +0000</pubDate>
		<dc:creator>Mortgage Mike - Admin</dc:creator>
				<category><![CDATA[Mortgage Blog]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[dallas]]></category>
		<category><![CDATA[dfw]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[fort worth]]></category>
		<category><![CDATA[free]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[pre-qual]]></category>
		<category><![CDATA[pre-qualification]]></category>
		<category><![CDATA[pre-qualify]]></category>

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		<description><![CDATA[Getting yourself pre-qualified for a mortgage is a relatively simple process. It can be achieved as easily as contacting a loan officer and having them take down some general questions about your income, employment, and monthly expenses.
Once the loan officer has this information from you they will run your credit and and make an estimate [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">Getting yourself pre-qualified for a mortgage is a relatively simple process. It can be achieved as easily as <a href="http://www.dfwmortgageguide.com/contact-us/" target="_blank">contacting a loan officer</a> and having them take down some general questions about your income, employment, and monthly expenses.</p>
<p style="text-align: justify;">Once the loan officer has this information from you they will run your credit and and make an estimate of approximately home much money you can afford to borrow at the current interest rates.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">After this is done you will get a &#8220;prequal letter&#8221; that will have this amount indicated on it.  Prequal letters are often given to realtors as a a form of good faith because they show that a borrower can in fact afford a house payment of a certain amount.</p>
<p style="text-align: justify;">This way a realtor will know what price range of houses to show a borrower, and they also know that the borrower is working with a loan officer, and thus serious about finding a home.</p>
<p style="text-align: justify;"><img class="aligncenter size-full wp-image-424" title="mban1398l" src="http://www.dfwmortgageguide.com/wp-content/uploads/2009/07/mban1398l.jpg" alt="mban1398l" width="358" height="400" /></p>
<p style="text-align: justify;">Another benefit of getting pre-qualified is that it makes you much more desirable to someone who is selling their home. When there are multiple offers on a particular property, a seller will be much more inclined to go with a buyer who has already been pre-qualified, because by having already proved your creditworthiness you are a lesser risk than someone who has not!  It makes perfect sense!</p>
<p style="text-align: justify;">So if you are interested in getting prequalified, or if you have any questions about finding a home in the DFW area don&#8217;t hesitate to <a href="http://www.dfwmortgageguide.com/?page_id=49" target="_blank">CONTACT US</a> and we will do everything we can to make it happen.</p>
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